Terms of Use

Acceptance of Terms

By accessing or using thefiscalc.com (“The FisCalc”, “the Site”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the Site. These terms apply to all visitors and users of The FisCalc.

General Information Only — Not Financial Advice

The FisCalc’s calculators are illustrative tools designed to help you understand financial concepts and explore scenarios. They use simplified models and general assumptions that may not reflect your specific circumstances.

Before making any financial decision — including decisions about superannuation, mortgages, investments, tax planning, or salary packaging — you should seek advice from a licensed financial adviser, registered tax agent, or other qualified professional who can consider your individual situation.

No Liability for Calculator Results

To the maximum extent permitted by law, The FisCalc and its operators expressly disclaim all liability for:

• Any loss or damage arising from reliance on calculator outputs or any other content on the Site;
• Errors, inaccuracies, or omissions in calculator logic, tax rates, or legislative references;
• Changes to tax law, superannuation rules, or other regulations that may affect the accuracy of results;
• Any financial decision made, or not made, based on information obtained from this Site;
• Technical errors, interruptions, or unavailability of the Site.

Calculator results are estimates only. Actual outcomes will vary based on individual circumstances, fees, market performance, and legislative changes. Past assumptions built into any model are not indicative of future results.

Where liability cannot be excluded by law, our liability is limited to the greatest extent permitted, including (at our option) re-supplying the relevant information.

Intellectual Property

All content on The FisCalc — including but not limited to text, calculator logic, design, graphics, and compilation of data — is the property of The FisCalc or its content suppliers and is protected by Australian and international copyright law.

Content may not be reproduced without permission. You may not copy, reproduce, republish, upload, post, transmit, distribute, or modify any content from this Site for commercial purposes without our prior written consent.

Personal, non-commercial use is permitted provided you retain all copyright and proprietary notices. Linking to The FisCalc is permitted without prior permission provided the link does not imply endorsement and does not frame or embed the Site content.

Third-Party Links and Services

The Site may contain links to third-party websites, including financial advisers and other services. These links are provided for convenience only. The FisCalc does not endorse, control, or take responsibility for the content or practices of any third-party site. Visiting a linked site is at your own risk.

Changes to the Site and These Terms

We reserve the right to modify, suspend, or discontinue any part of The FisCalc at any time without notice. We may also update these Terms of Use at any time. The updated terms will be posted on this page with a revised “last updated” date. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Queensland, Australia, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts of Queensland for any disputes arising out of or relating to your use of this Site.

Contact

For any questions about these Terms of Use, please contact us at privacy@thefiscalc.com.